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ABOUT THIS SITE

The Federal Reserve Banks provide this web site, FEDERALRESERVEONLINE.ORG, as a convenience to their customers, depository institutions and the public. The site is a simplified portal designed to provide easy access to information available throughout the Federal Reserve System by means of a compilation of links to other web sites maintained by the Federal Reserve Banks and the Board of Governors of the Federal Reserve System. Clicking on any link will cause you to leave this site and connect to one of those other web sites, each of which has its own privacy policy. If you would like more information about the privacy policy of any linked site, please see the privacy policy posted at the linked site, or write to the webmaster of that site. The following privacy policy applies only to the web site at FEDERALRESERVEONLINE.ORG

PRIVACY POLICY

Collection of Personal Information

We do not collect personal information on this site. You may access and browse this site without disclosing your personal data.

You may voluntarily choose to provide us with personal information if, for example, you send us questions or feedback through e-mail. If you provide us with your postal or e-mail address or telephone number, this information will only be used for the purpose for which you provided it, such as to provide you with the information requested. We may also file your comments to improve the site, or review and discard the information. We cannot guarantee the security of information sent via electronic mail.

All non-personal information submitted to the Federal Reserve Banks via this site shall be deemed the property of the Federal Reserve Banks and such information will be deemed to be not confidential.

Cookies

A cookie is a text file that a web site can send to your browser and which may then be placed on your computer. We may use cookies on this site to collect statistical information about our users in aggregate. We perform analyses on our web server's log files to identify, among other things:

• Our site's most popular pages;
• The browsers and operating systems most often used by our visitors;
• The sites and search engines that have referred visitors to our site; and
• The domains from which our users visit us.

This analysis does not involve personally identifiable information. It is used only for the purpose of helping us understand and better meet our audience's needs.

You can set your browser to notify you before you receive a cookie, giving you the opportunity to decide whether to accept it or not. You can also set your browser to not accept cookies at all. If you do so, however, some areas of some sites may not operate properly.

Disclosure of Information

Any information collected via this web site, whether individual or aggregate, is for Federal Reserve use only. We do not rent, sell or share personal information about you with other people or nonaffiliated companies except under any of the following circumstances:

when we have your permission;

The Federal Reserve Banks monitor this site for unauthorized attempts to upload or change information, to defeat or circumvent security measures, or to utilize this site for other than its intended purposes. By using this site you expressly consent to such monitoring and you are advised that if such monitoring reveals possible evidence of criminal activity, the Federal Reserve Banks will provide the evidence of such monitoring to law enforcement officials; or

We may be required to disclose your personal information to government officials or otherwise as required by subpoenas, court orders, legal process or other legal obligations and to establish or exercise our legal rights or defend against legal claims. We will share information in order to investigate, prevent or take action regarding illegal activities, suspected fraud or as otherwise required by law.

Children

Our site is not directed toward children under 13. Nonetheless, we are committed to comply with applicable laws and requirements, such as the Children's Online Privacy Protection Act. We do not knowingly collect personal data from children under 13. Minor children should always obtain parental consent before releasing personal information to any web site.

Information Security and Quality

We have implemented security measures consistent with our internal information security practices to help us keep information secure. These measures include technical and procedural steps to protect any personal data submitted via this web site from misuse, access or disclosure, loss, alteration or destruction. If you have voluntarily submitted personal information to us and wish to review, update, correct or delete it, please email your request to webmaster@stls.frb.org.

Policy Changes

We reserve the right to change this policy at any time without notice. If any change to our policy affects the way we use your personal information, we will provide an avenue for you to opt out of such use.

Contact Information

Questions or comments about the this privacy policy may be directed to our web site administrators at webmaster@stls.frb.org.